Provident Financial Services Stock Analysis

Provident Stock Analysis Notes

About 73.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.02. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Provident Financial has Price/Earnings To Growth (PEG) ratio of 1.84. The entity last dividend was issued on the 13th of February 2026. Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The company was founded in 18 and is headquartered in Jersey City, New Jersey. Provident Financial operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1119 people. To find out more about Provident Financial Services contact Christopher Martin at 732 590 9200 or learn more at https://www.provident.bank.

Provident Financial Investment Alerts

Provident Largest EPS Surprises

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Provident Financial Environmental, Social, and Governance (ESG) Scores

Provident Stock Institutional Investors

Note, although Provident Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Provident Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 2.89 B.

Provident Profitablity

The company has Net Profit Margin of 0.34 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.54 %, which entails that for every 100 dollars of revenue, it generated $0.54 of operating income.

Management Efficiency

Provident Financial has Return on Asset of 0.0119 % which means that on every $100 spent on assets, it made $0.0119 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.1072 %, implying that it generated $0.1072 on every 100 dollars invested. Provident Financial's management efficiency ratios could be used to measure how well Provident Financial manages its routine affairs as well as how well it operates its assets and liabilities. Return On Equity is likely to gain to 0.11 in 2026, whereas Return On Tangible Assets are likely to drop 0.01 in 2026. At this time, Provident Financial's Total Assets are comparatively stable compared to the past year. Other Assets is likely to gain to about 21.6 B in 2026, whereas Total Current Assets are likely to drop slightly above 2.6 B in 2026.

Technical Drivers

As of the 3rd of February, Provident Financial holds the Semi Deviation of 1.04, risk adjusted performance of 0.1311, and Coefficient Of Variation of 586.03. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Provident Financial, as well as the relationship between them. Please check Provident Financial variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if Provident Financial is priced some-what accurately, providing market reflects its current price of 22.7 per share. Given that Provident Financial has jensen alpha of 0.2518, we recommend you to check out Provident Financial's recent market performance to make sure the company can sustain itself at a future point.

Provident Financial Price Movement Analysis

Provident Financial Insider Trading Activities

Provident Financial Outstanding Bonds

Provident Financial Predictive Daily Indicators

Provident Financial Corporate Filings

Provident Financial Forecast Models

Provident Financial's time-series forecasting models are one of many Provident Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Provident Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Provident Financial Debt to Cash Allocation

Provident Financial Services has 2.52 B in debt with debt to equity (D/E) ratio of 0.3, which may show that the company is not taking advantage of profits from borrowing. That said, strategic use of leverage may enable Provident to fund expansion initiatives and generate superior returns.

Provident Financial Total Assets Over Time

Provident Financial Assets Financed by Debt

The debt-to-assets ratio shows the degree to which Provident Financial uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

Provident Financial Debt Ratio

15.0

It appears most of the Provident Financial's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Provident Financial's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Provident Financial, which in turn will lower the firm's financial flexibility.

Provident Financial Corporate Bonds Issued

Provident Long Term Debt

Stock analysis is the technique used by a trader or investor to examine and evaluate how Provident Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Provident shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Provident Financial. By using and applying Provident Stock analysis, traders can create a robust methodology for identifying Provident entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Provident analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Provident analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Provident Financial Services stock analysis indicators help investors evaluate how Provident Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Provident Financial shares will generate the highest return on investment. By understating and applying Provident Financial stock analysis, traders can identify Provident Financial position entry and exit signals to maximize returns.

When running Provident Financial's price analysis, check to measure Provident Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Provident Financial is operating at the current time. Most of Provident Financial's value examination focuses on studying past and present price action to predict the probability of Provident Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Provident Financial's price. Additionally, you may evaluate how the addition of Provident Financial to your portfolios can decrease your overall portfolio volatility.